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The consolidated omnibus budget reconciliation act (cobra) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their. Cobra, the consolidated omnibus budget reconciliation act, lets qualified workers keep their group health insurance for a limited time after a change in eligibility. Cobra lets you stay on your employer's health plan if you leave your job Here's what you need to know about how it works and when it might make sense for you. Find marketplace plans and prices to compare them to your cobra coverage or offer If eligible for medicaid or chip, you can enroll in those programs any time and coverage can start immediately. Federal cobra is a federal law. Cobra insurance allows you to keep your health care coverage when you lose coverage due to a job loss or change Learn about cobra insurance coverage and costs. Cobra, or the consolidated omnibus budget reconciliation act, allows employees to keep their workplace health insurance for a limited time after leaving their job Whether you quit, get fired or are laid off, you may be able to choose your former employer’s health plan under a federal law called cobra That stands for consolidated omnibus reconciliation act.